Performance Evaluation of BRAC bank limited.

Abstract

BRAC Bank promotes broad-based participation in the Bangladesh economy through the provision of high quality banking services. BRAC Bank is doing this by increasing access to economic opportunities for all individuals and business in Bangladesh with a special focus on currently under-served enterprises and households across the rural - urban spectrum. BRAe Bank Limited, has started operations from 04 July, 2001 and currently having authorized and paid up capital ofTk. 4,800 million and Tk. 3,212 million respectively. BRAe Bank Ltd is a pioneer of SME banking in Bangladesh. Now the BRAe Bank is 5th largest bank in Bangladesh. Now BRAe Bank Limited is continuing its operation with 79 branches and 7151 employees. This bank has a strong financial base and huge assets which makes the organization to be financially sound and solvent. The management of this bank is outfitted with expert and efficient bankers and managers who delicately serve the bank. BRAe Bank is a fast growing bank and simultaneously performing well in almost all the areas. In this report this bank's performance is evaluated on the basis some financial parameters. Among those they are very good at their capital adequacy, profitability & risk management etc. The bank attained capital adequacy of 12% but the current regulatory requirement of9%. Although they are successfully operating their business but still they need to improve in many areas which will take this bank to the pick among all the commercial banks operating in our country.