An Appraisal of Pubali Bank Limited

Abstract

The Banking industry is one of the most attractive industries in Bangladesh. Every year, this industry is growing at a higher pace. With this growth the modernization of banking systems has also improved a lot. The entrance of multinational banks in the country and simultaneously the emergence of Private Commercial Banks have made this business very competitive. Pubali Bank is the largest Commercial Bank in Private Sector in Bangladesh. It provides mass banking services to the customer through its branch network all over the country. This Bank has been playing a vital role in socio economic, industrial and agricultural development as well as in the overall economic development of the country since its inception through savings mobilization and investment of funds. The evaluation of bank performance is a complex process involving interactions between the environment, internal operations, and external activities. The ultimate objective of management is to maximize the value of bank's equity shares by attaining the optimal mix of returns and risks. In this respect bank management needs to develop a comprehensive plan in order to identify objectives, goals, budgets and strategies that will be consistent with the maximization of share values. In this report I mainly focused to appraise on Pubali Bank Limited. I tried to give an overview of the principal activities and performance of Pubali Bank. Lastly I sort out the problems and tried to give some solutions to overcome those problems